Frequently Asked Questions about Selling Annuities

Thanks for visiting If you’re like most people looking to sell an Annuity, chances are, you’ve got a few questions. After all, how many annuities are you going to sell in a lifetime? Chances are this will be the first and last annuity you will ever sell. Here are the most common questions we’re asked about the sale of annuities and the best answers that we can give to them.

Why Would I Want To Sell An Income Stream?

The truth is many people are quite content with receiving monthly, quarterly, or annual payments on their annuities. If that’s the case for you, by all means, hold on to it. If you’re content, there’s absolutely no reason to sell. However, not everyone is happy with the monthly, quarterly, or annual payments they receive. In these cases, consumers need money now for things like the purchase of a new home, payment of debt, furthering of education, investing in business, and more. If you’re in need of a large lump sum of cash, and you need it now, selling your annuity is a great way to get your hands on the money you need.

Is Selling My Annuity Payments Legal?

Absolutely. Not only is there nothing illegal about selling your annuity payments, but the reality is, corporate America and wealthy investors have been buying and selling annuities for years as a way to earn money. Although the practice has been widely kept under the wraps, there are networks of buyers out there just waiting to buy your annuity or someone else’s, whichever comes along first. Our job is to connect you, the annuity owner with an investor or corporation that will give you the most money for your future payments.

How Much Money Will Selling My Annuity Cost Me?

There are absolutely no upfront costs associated with selling your annuity. All up front legal fees are paid directly by the funding source. Instead, you agree to accept a predetermined lump sum and you’re the one being paid.

How Long Will It Take To Get My Money?

The process is a fairly simple and straight forward one. The amount of time it takes to sell your annuity payments will vary depending on how long it takes to get your documents filled out and back to us. Once we’ve got all of the paperwork in order, the average annuity is funded within 6 to 8 weeks. At this point, the funding party will send you your money via check or wire money transfer!

Is This A Loan?

Many people are under the misconception that once they do sell their annuity payments, at some point, they will have to pay the money back to the funding source. This is definitely a misconception. Selling your annuity payments is in no way a loan and you will never be required to pay the money you receive back to the funding party.

What If The Annuity Payer Defaults?

Once you sell your annuity payments, you are in no way liable for them. The buyer of your annuity takes all liability. Therefore, if the annuity payer defaults on their obligations to pay the funding party, there is no action taken against you. The funding party assumes all risk associated with the purchased annuity.

If you have any other questions please contact us. We’ll be happy to help you out.

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